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APSIT Group 10-Year Level Term Life Insurance

You can't restart from your last checkpoint in the real world, so you need to prepare in advance.
And yet, nearly 50% of Americans don't have life insurance.1 And 1 in 3 who have life insurance think they don't have enough.2

What's enough? Many experts suggest 10–15x your income to pay off debt and allow your loved ones time to get back on their feet without added financial stress.3

Don't continue life's adventure without the proper protection for your loved ones.

Apply Now

Seeking protection for your quest? We have you covered with:

  • Up to $1,500,000 member coverage ($1,000,000 for your spouse/domestic partner)
  • Guaranteed rate for 10 years
  • No fluctuation in premium based on your age, health, or work situation for 10 years
  • Portable, so even if you change jobs your coverage can stay with you

Apply Now

Your loved ones deserve nothing less.

Submit Online

Print & Mail Application

Call 800.272.1637

Monday - Friday
7 a.m. to 7 p.m. CST


We're sure you have more questions. So take a few more minutes to delve into the details by reviewing the APSIT Group 10-Year Level Term Life Insurance Brochure including policy features, cost, eligibility, renewability, limitations, and exclusions.

Our APSIT insurance experts have helped thousands of scientific professionals like you with their insurance needs.

Here's How It Works

Step 1.
Visit our online application portal and select "10-Year Term Life Insurance"

Step 2.
Answer a few basic personal questions

Step 3.
Submit the application*


You can also print and mail an application or call 800.272.1637 for personalized assistance.

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Providing insurance to AIP member societies since 1969.

*Follow-up health tests and other lab work may be required during the underwriting process

1"Life insurance statistics in 2021," Policygenius, January 2021.

2Life Insurance Statistics—Industry Facts, Figures & Data," BestLifeRates, January 2021.

3Shih, Amanda; Gambhir, Nupur. "How much life insurance do I need?" Policygenius, 2022.

Underwritten by New York Life Insurance Company, 51 Madison Ave, New York, NY 10010 on group policy form GMR, G-29134-0.

New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the details sections for current availability.

New York Life Insurance Company's state of domicile is New York, and NAIC ID # is 66915.